Our Guide to Why Equity Release Is a Good Idea

Equity Tree why Equity Release is a good idea

While the idea of releasing equity in your property with interest rates so low makes perfect sense in the right situation, many people are still concerned about taking on additional debt. When looking to fund assets or services using equity release, the first thing you need to do is compare the interest rate on personal […]

Our Guide to ‘How Safe Is Equity Release’?

Equity Tree guide to 'How safe is Equity Release'?

Equity release schemes continue to grow in popularity as more and more homeowner in the UK looking for ways to boost their retirement income. Last year, Brits released £3.92 billion in equity from their homes, and the market is set to keep growing. But how does it work? Homeowners over the age of 55 can […]

Our Guide to Equity Release & a Jointly Owned Property

Equity Tree guide to Equity Release & a jointly owned property

Although equity release can pave the way to financial well-being in later life, things can get complicated when two or more people own a property together. Equity release allows you to unlock the cash tied up in your home. It is available to homeowners over the age of 55 in the UK and can provide […]

Our Guide to the Pros and Cons of Equity Release

Equity Tree Equity release pros and cons

Equity release can be life-changing, but it is a significant financial commitment. For this reason, you should make sure you have a good understanding of what it entails before making any decisions. Equity release lets you tap into the wealth locked up in your home, without having to downsize. If you’re over 55 years old, […]

Our Guide to Equity Release Scams

Equity Tree guide to Equity Release scams

Equity release is a perfectly legitimate scheme and potentially life-changing financial decision, which allows homeowners over the age of 55 to tap into the cash locked up in their homes.   Unfortunately, scammers have clocked on to the gold rush, and are doing their best to cash in on the boom and they usually can as […]

Our Guide to What Equity Release Is

Equity Tree What is equity release

Equity release could help you boost your retirement income or give you a cash injection by freeing up the capital ‘tied up’ in your home. What Is Equity Release? Equity release allows you to access a lump sum of cash or a steady stream of income, using the value of your home as security. The […]

Our Guide to How Equity Release Works

Equity Tree How does equity release work?

Equity release allows homeowners over 55 years old to release the money tied up in their home without having to sell up and move. An equity release scheme is a loan, secured against your home that gets paid back when you die or move into long term care. It is most suited to people who […]

Our Guide to Your Age and Equity Release

Equity Tree Equity Release and Age

Equity release lets you access the money tied up in your home without having to move. It’s available to people approaching retirement and can be withdrawn tax-free as either a lump sum or as a stream of smaller payments, known as a ‘drawdown’. How Old Do I Need to Be to Release Equity on My […]